Utilisateur:MeissnerPulley735

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Debt settlement organizations charge countless dollars as an initial "admin fee" to create your account, plus a monthly service fee. The fees vary depending on the company and the quantity of the money you owe.

Such companies take your money every month, but do not make monthly premiums to your creditors! Instead, they put it in a trust account, negotiate your debts together with your creditors, then make a lump-sum payment when there's enough in your account to pay a creditor entirely.

That can simply take *years* depending on the amount of [http://www.debt-settlement-tools.com/123-Debt-Solutions-Ltd.html 123 debt soulutions ltd] with each creditor. Meanwhile, you may be sued by your creditors and your wages may be garnished! (Or just don't make payments to your creditors. You'll end up in the exact same spot without paying someone to help you get there! )