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Internet Credit card processing company requires more security and agressive fraud controls than retail credit card processing since the credit card can not be verified by swiping the credit card like you do with a retail merchant account. That is why it's very crucial that you cope with a company that specializes in internet transactions and Internet Merchant Accounts.

An Internet Merchant Account does not demand a shopper's signature and it has requirements beyond an average card-not-present or retail merchant account. In the event that you already have a merchant account, you should verify that the merchant account supports credit card payments over the Internet.

A Merchant account company sets up merchant accounts which really is a type of bank account that allows businesses to accept payments by debit or credit cards. A merchant account also serves as an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions.

How much does it cost?

Application fees range from $00 to $150 and monthly fees vary widely from $20 - $65. Make sure you read the contract and look for any monthly minimums and further service fees.